,TO ,PAY IS TO ,DIE 
,! ,?REAT ( ,/UD5T ,DEBT & ,HOMELESSNESS 

,PEOPLE 3 

,AU?OR 3 ,B&ILANG ,ITIM 

,TEXT 3 

,WE AT ,B&ILANG ,ITIM /& 9 SUPPORT ) ! /UD5T ORGANIZATIONS FROM ! ,DE ,LA ,SALLE ,UNIV]SITY1.<#a.> & ! ,UNIV]SITY ( ! ,PHILIPP9ES4.<#b.>.<#c.> ,9 !SE TRY+ TIMES1 UNIV]SITY 9/ITUTIONS MU/ ADAPT TO ! SO-CALL$ 0NEW NORMAL0 9 A WAY ?AT ACCOMMODATES !IR /UD5TS4 ,?IS MEANS ACC\NT+ = ! /UD5TS' V>Y+ CONDITIONS4 ,SOME /UD5TS MAY BE UND] F9ANCIAL OR EMOTIONAL /RESS DUE TO ! ,EXT5D$ ,COMMUNITY ,QU>ANT9E 7,E,C,Q74 ,O!RS LACK ACCESS TO RELIABLE 9T]NET CONNECTIVITY TO CONT9UE ) ONL9E CLASSES & SECUR+ ONE MAY BECOME YET ANO!R F9ANCIAL BURD54 

,/AY+ AT HOME -- LET ALONE ONE ) /ABLE 9T]NET & A CONDUCIVE LE>N+ 5VIRONM5T -- >E PRIVILEGES ?AT NOT EV]YONE HAS4 ,!SE 0HI<]0 LE>N+ 9/ITUTIONS 7& ! ,/ATE ?AT ALL[S !M7 NEGLECT ! FACT ?AT MISCELLANE\S FEES & TUITION PAYM5TS >E SECOND>Y TO :AT IS ESS5TIAL TO SURVIVE 9 ?IS CRISIS4 ,!RE >E /UD5TS :O >E LOS+ FAMILY MEMB]S TO ! P&EMIC OR >E SUFF]+ FROM ,C,O,V,I,D-#a#i !MSELVES2 /UDIES >E CLE>LY NOT !IR PRIORITY :5 !IR SURVIVAL IS AT RISK4 

,9 ?IS SC5>IO1 ! ONLY RESPONSE ( UNIV]SITIES MU/ BE A HUMANE RESPONSE4 ,?IS MEANS ! IMM$IATE SUSP5SION ( ONL9E CLASSES TO ALLEVIATE /UD5T ANXIETIES ?AT MAY >ISE FROM ?OSE ISSUES1 MASS PROMOTION ( ALL /UD5TS ACROSS ALL DEGREE PROGRAMS1 & A REFUND ( !IR TUITION FEES 9 L9E ) ! E>LY 5D ( S*OOL SEME/]4 

,) ! DEM& ( A REFUND TAK+ ! C5T]PIECE1 WE MU/ NOT =GET ! P]SONNEL EMPLOY$ BY ! S*OOLS -- !Y MU/ BE COMP5SAT$ ACCORD+LY4 ,SITUATIONS LIKE ?IS >E USUALLY EXPLOIT$ BY ! ,/ATE & ! RUL+ CLASSES TO PIT US AGA9/ EA* O!R & WE %\LD NOT FALL = IT6 ,A REFUND %\LD NOT EQUATE TO UNPAID SAL>IES ( S*OOL WORK]S4 ,! 9/ITUTIONS MU/ GET IT FROM ! UNUS$ S*OOL FEES OR FROM ! BONUSES ( !IR OV]PAID ,C,E,OS1 /OCKHOLD]S1 OR SAV+S4 

,! /UD5TS' & WORK]S' CONC]NS MIRROR ?AT ( ! CURR5T CONDITION ( R5T]S & FL$GL+ HOME[N]S4 ,AS ! ,PHILIPP9E ,/ATE DEM&S PEOPLE TO /AY AT HOME ) NO C]TA9TY AS TO ANY CONT9U$ S\RCE ( 9COME1 IT HAS FAIL$ TO /OP ! 0BUS9ESS AS USUAL0 = L&LORDS & BANKS SEEK+ R5TS & MORTGAGE4 ,! ,C,O,V,I,D-#a#i P&EMIC IS CLE>LY A SITUATION :]E WE CANNOT PROCE$ BUS9ESS-AS-USUAL4 ,SURE1 R5T & DEBT PAYM5TS SUSP5SION CAN MAKE ITS CITIZ5S BREA! -- ONLY TO BE /ABB$ BY BACK-PAY OBLIGATIONS ONCE ! QU>ANT9E IS LIFT$4 ,?IS H&L+ HAS BE5 ONE DISA/] AFT] ANO!R TO ! CITIZ5S4 ,IF ! ,/ATE WAS S]I\SLY CONC]N$1 IT W\LD HAVE ISSU$ AN EXECUTIVE ORD] = CANCELLATION ( R5T1 MORTGAGE1 & O!R DEBTS4 ,Y\ CANNOT RELY ON A CASE-TO-CASE H&L+ ( ?IS ISSUE -- :ILE A H&FUL MAY BE NEGOTIAT$ )1 MAJORITY ( PROP]TY [N]S & F9ANCIAL 9/ITUTIONS WILL ACT UPON !IR [N 9T]E/S4 

,WE ACKN[L$GE ! SIMIL>ITIES 9 ! CALLS ( ! /UD5TS1 WORK]S1 T5ANTS1 & HOME[N]S & ! CIRCUM/ANCES ?AT L$ !M H]E4 ,!SE OBLIGATIONS MEAN ADDITIONAL BURD5S & EV5 DEA?1 ) ! ANXIETY & LIT]AL LOSS ( FUNDS ?AT %\LD HAVE BE5 US$ = FOOD & M$IC9E4 ,IT HAS BECOME OBVI\S ?AT A QU>ANT9E & CAPITALISM >E 9COMPATIBLE4 ,! CON/ANT LEE*+ ( VALUE (F CITIZ5S & /UD5TS IS 9COMPATIBLE ) ! NECESSITY TO /AY AT HOME = ! AMELIORATION ( VIRAL TRANSMISSIONS4 ,IF R5T & DEBT OBLIGATIONS >E NOT SUSP5D$1 IT WILL MEAN FUR!R F9ANCIAL DIFFICULTY = ! CITIZ5S4 

,ALL 9ITIATIVES ( /UD5TS1 T5ANTS1 & HOME[N]S %\LD BE SUPPORT$1 & WE 5C\RAGE !M TO ORGANIZE 9 ORD] TO ASS]T !IR DEM&S = !IR WELF>E & SURVIVAL4 

,/UD5TS1 DEM& = ! REFUND ( ALL S*OOL FEES & MASS PROMOTION = ALL 5ROLL$6 ,COME TOGE!R & ORGANIZE Y\RSELVES TO DISCUSS Y\R DEM&S4 ,! M$IATION ?R\< /UD5T GOV]NM5TS & 0(FICIAL0 *ANNELS CAN YIELD ONLY LIMIT$ RESULTS4 ,Y\ /UD5TS WILL HAVE TO ORGANIZE Y\RSELVES 9/EAD ( RELY+ ON LEAD]S4 ,DIRECT ACTION WILL GET RESULTS4 ,9 ?IS TIME ( SOCIAL DI/ANC+ & SOCIAL M$IA1 IT IS POSSIBLE TO CONNECT TO Y\R FELL[ /UD5TS ONL9E & ORGANIZE COLLECTIVE NONPAYM5T AS A WAY TO PRESSURE ! S*OOL ADM9I/RATION TO FULFILL Y\R DEM&S4 ,S*OOL WORK]S1 UNITE ) ! /UD5TS 9 DEM&+ :AT IS RI<TFULLY Y\RS4 ,!Y >E Y\R ALLIES ON ?IS /RUGGLE & >E NOT ! CAUSE ( Y\R H>D%IP4 

,= T5ANTS & HOME[N]S ?AT >E )9 ! AFFECT$ ZONES1 WE CALL ON EV]YONE TO P>TICIPATE 9 A R5T /RIKE & DEBT RESI/ANCE = R5T & MORTGAGE AMNE/Y4 ,REFUSE TO PAY Y\R R5T & ORGANIZE Y\R FELL[ T5ANTS TO NEGOTIATE & =CE !M TO LI/54 ,ORGANIZE AMONG Y\RSELVES & MAKE Y\RSELVES HE>D4 ,5C\RAGE EV]YONE TO DEM& MORTGAGE AMNE/Y4 ,?IS MU/ BE DONE ?R\< ORGANIZATION AS ATOMIZ$ DEM&S >E FUTILE DEM&S4 ,Y\ HAVE MORE P[] TOGE!R 9 COLLECTIVE ACTION ?AN Y\ DO 9DIVIDUALLY4 ,REA* \T ON SOCIAL M$IA ON :O >E ALSO DEBTORS ( ! SAME BANK OR R5T]S TO ! SAME L&LORD4 ,?R\< COLLECTIVE DIRECT ACTION1 CONCESSIONS & GA9S CAN BE WON4 

,WE /& ) !M AS AN>*I/S & AS A FELL[ COLLECTIVE ( PEOPLE FI<T+ AGA9/ !SE 9JU/ICES = \R LIB]ATION & EMANCIPATION4 

,LALAYA D9 TAYO6 

,SOME RES\RCES Y\ CAN USE 9 Y\R /RUGGLES3 

,= H[ TO ORGANIZE 9 AN EGALIT>IAN MANN]1 SEE ,CRIME?,9C4 ,H[ TO ,=M AN ,AFF9ITY ,GR\P4 ,FEBRU>Y #f1 #b#a#g4 CRIME?9C4COM 7,ACCESS$ #b#b-#d-#b#a7 

,= H[ TO CONDUCT DIRECT ACTION1 SEE ,CRIME?,9C4 ,A ,/EP-BY-,/EP ,GUIDE TO ,DIRECT ,ACTION4 ,M>* #a#d1 #b#a#g4 CRIME?9C4COM 7,ACCESS$ #b#b-#d-#b#a7 

,= RES\RCES ON R5T /RIK+ 7:I* ITSELF IS SIMIL> TO DEBT /RIK+7 SEE ,IT'S ,GO+ ,D[N1 ,BETWE5 ,EVICTION1 ,9FECTION1 ,& ,REFUSAL3 ,:AT ,Y\ ,NE$ ,TO ,KN[ ,AB\T ,! ,APRIL #a/ ,R5T ,/RIKE @& ,H[ ,TO ,PLUG ,94 ,M>* #b#g1 #b#b4 ITSGO+D[N4ORG 7,ACCESS$ #b#b-#d-#b#a7 

,= RES\RCES ON R5T /RIK+1 ALSO SEE ,AUTONOM\S ,T5ANTS ,UNION 7,A,T,U71 ,C,O,V,I,D-#a#i ,T5ANT ,ORGANIZ+ ,TOOLKIT4 DOCS4GOOGLE4COM 7,ACCESS$ #b#b-#d-#b#a7 

,= ! !ORETICAL & PRACTICAL BASIS ( DEBT /RIK+1 SEE ,DEBT ,COLLECTIVE1 ,! ,POT5TIAL ( ,DEBTORS' ,UNIONS4 ,SEPTEMB] #b#a1 #b#a#f4 RO>MAG4ORG 7,ACCESS$ #b#b-#d-#b#a7 

.<#a.> ,$ITORS ( ,LAVOXA1 ,SOLID>ITY ,/ATEM5T ( ,LASALLIAN ,COLLEGE ,/UD5T ,PUBLICATIONS ON ! ,CONDUCT ( ,ONL9E ,CLASSES4 ,APRIL #a#i1 #b#b4 LAVOXA4ORG 7,ACCESS$ #b#b-#d-#b#a7 

.<#b.> ,U,P ,DILIMAN ,UNIV]SITY ,/UD5T ,C\NCIL1 _?,5D,!,SEME/]4 ,APRIL #a#a1 #b#b4 WWW4FACEBOOK4COM 7,ACCESS$ #b#b-#d-#b#a7 

.<#c.> ,LEAGUE ( ,COLLEGE ,C\NCILS1 ,ON ! ,CONDUCT ( ,SECOND ,SEME/] ,A4,Y4 #b#a#i-#b#b ,AMID ! ,C,O,V,I,D-#a#i ,P&EMIC4 ,APRIL #a#b1 #b#b4 WWW4FACEBOOK4COM 7,ACCESS$ #b#b-#d-#b#a7 

,FROM 3 ,!,AN>*I/,LIBR>Y4ORG4 

,*RONOLOGY 3 
,FEBRU>Y #a1 #bba 3 ,TO ,PAY IS TO ,DIE -- ,ADD$4 
,JANU>Y #g1 #bbb 3 ,TO ,PAY IS TO ,DIE -- ,UPDAT$4 

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